Oliver Kent Braham | Founders File

Interests

Impact

$2bn

Current valuation

https://cdn-cms-prd.ff-platform.co/2025-06/MoneyA_white.svg

1m+

Customers served

Year from Launch to Unicorn

700+

People employed

$206m

Funding raised

https://cdn-cms-prd.ff-platform.co/2025-06/Money%20Bag.svg

$206m

Funding raised

700+

People employed

Year from Launch to Unicorn

Companies founded

https://cdn-cms-prd.ff-platform.co/2025-06/Building.svg

$500m+

Annual Revenue Run Rate

Life Story

Born & Raised

Oliver was born in the UK in November 1991. He has an identical twin brother Alexander who is his co-founder at Marshmallow and a younger sister named Georgia.

Born & Raised

Oliver was born in the UK in November 1991. He has an identical twin brother Alexander who is his co-founder at Marshmallow and a younger sister named Georgia.

1991

2003

2012

2014

2015

2017

2021

2023

World Map

Q&A

What do you think people get wrong when starting companies?

Seeking feedback from friends and family instead of customers is a common early pitfall. Their opinions are clouded by personal bias and a lack of market understanding. A better stra...

How has your success definition evolved as a founder?

The definition of success has evolved from the tactical execution of a startup trying to get up and running to a much broader, long-term vision for Marshmallow. Today my view of w...

Advice for reaching $100M ARR from $10M ARR?

Any founder who wants to 10x their business needs to be exceptionally comfortable with all types of change. You require a commitment to continuously challenge the status quo, both in...

What past skill is critical to your success now?

The ability to be persistent and overcome hurdles is something that every founder needs to be able to do and tennis really taught me that if you lose on a Monday you still need to ge...

What legacy do you want beyond business achievements?

The same as most other people - that I had a positive impact on this place.

Gallery

Press

The Times

How twins struck gold with their £1.5bn fintech firm Marshmallow

31st May 2025

The Sun

About millionaire Marshmallow car insurance CEOs Oliver & Alexander Ke

23rd May 2025

Marshmallow

Marshmallow raises $90 million: funding for more products, in more pla

15th April 2025

Sifted

Car insurtech Marshmallow secures $90m in bid to become the 'one-stop

15th April 2025

BusinessCloud

£68m funding values Marshmallow at sweet £1.5bn

15th April 2025

EU-Startups

British FinTech Marshmallow secures €79 million to provide motor insur

15th April 2025

Silicon Canals

London insurtech unicorn Marshmallow raises €79M at €1.7B valuation: K

15th April 2025

peopleofcolorintech.com

Twins Raise $90M For Their Insurance Unicorn That’s Now Valued At $2B

15th April 2025

Media

Career Milestones

Co-founder & Co-CEO

Marshmallow

A technology-driven insurance company that aims to provide fairer, faster, and cheaper car insurance, particularly for groups often underserved by traditional insurers

2017 – Present

Growth and Partnerships

Yoti Ltd

A digital identity and age verification company that provides a free app and wider online platform for individuals to verify their identity and age online and in person.

2015 – 2017

Leveraged Finance

Investec

A multinational bank and wealth manager.

2014

Co-founder

Reel Money

2012 – 2014

Early Stage Investments

Advisory & Mentoring

Tech Nation

Advisor

London

Tech Nation

A leading growth platform empowering ambitious founders with the access and knowledge they need to scale; Braham is list

London

Philanthropy

ClimatePartner

Marshmallow partnered with ClimatePartner to launch a carbon offsetting program. For every policy sold, Marshmallow offsets 500 miles worth of carbon emissions, per customer.

Learn More